Welcome to Settla. By accessing or using our website, services, or submitting an enquiry, you agree to the following Terms of Service. Please read them carefully. If you do not agree, please discontinue use of our site and services.

These Terms apply to all visitors, users, and clients engaging with Settla.

1. About Settla

Settla provides guidance and information to help Australians make informed property purchasing and investment decisions. While we offer insights, market data, and property recommendations, all decisions remain solely yours as the client.

Settla is not a financial adviser, mortgage broker, or legal adviser. Any information we share is general in nature and should not replace independent professional advice.

2. Use of Our Website & Services

You agree to use our website and services legally, respectfully, and only for their intended purpose. You must not:

- Use our content for unauthorised commercial purposes

- Attempt to interfere with website functionality or security

- Submit false, misleading, or harmful information

- Copy, reproduce, or distribute our materials without permission

We reserve the right to restrict access or refuse service to anyone who violates these terms.

3. Accuracy of Information

We strive to ensure all information provided is current and accurate. However:

- Property markets change quickly

- Availability, pricing, and projections are subject to change

- Third-party data may be updated without notice

Settla does not guarantee the completeness or accuracy of all information on the website or provided during consultations. Always verify important details independently.

4. No Financial or Legal Advice

All content provided by Settla — written, verbal, or visual — is general information only.

It does not constitute:

- Financial advice

- Legal advice

- Tax or accounting advice

- Investment guarantees

We strongly recommend consulting qualified professionals before making financial or property decisions.

5. Limitation of Liability

Settla is not liable for any loss, damage, or costs — direct or indirect — arising from:

- Use of our website

- Reliance on our recommendations

- Decisions made based on provided information

- Delays, errors, or interruptions on our site

- Interactions with third-party providers or partners

You acknowledge that all property investments carry risks, and outcomes cannot be guaranteed.

6. Third-Party Partners & Links

Our website may link to third-party websites or involve external service providers.

We are not responsible for:

- External website content

- Third-party actions or advice

- Their accuracy, reliability, or policies

Your interactions with third parties are solely your responsibility.

7. Intellectual Property

All content on this website — including text, graphics, images, branding, and layout — is the intellectual property of Settla or its licensors.

You may not:

- Copy

- Modify

- Reproduce

- Distribute

- Sell

- Upload elsewhere

without prior written permission.

8. Privacy & Data Handling

Your use of our website is also governed by our Privacy Policy, which explains how we collect and protect your information.

By using our services, you consent to our data practices outlined there.

9. Booking & Consultation Terms

When booking a consultation or submitting an enquiry, you agree that:

- You will provide accurate, truthful information

- Settla may contact you using the details you provided

- Any recommendations given are general in nature

- Consultation availability may change based on demand

- We reserve the right to decline or reschedule appointments when necessary.

10. Changes to These Terms

Settla may update these Terms of Service from time to time.

Updates will be posted on this page with a revised "Last updated" date.

Continued use of our website or services means you accept the updated terms.

11. Contact Us

If you have questions about these Terms of Service, please contact us:

Settla

Email: [email protected]

Website: www.settla.com.au